I thought most insurance cos used the cotinine blood test. Mine did. I never heard of them doing a CM test. But what do I know. I don't sell insurance and I'm not in the healthcare field.
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Grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to hide the bodies of the people I killed because they were annoying......
I've been wrong lots of times. Lots of times I've thought I was wrong only to find out that I was right in the beginning.
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I hate to revive an old thread, but I just got my annual phone call from my life insurance agent. I told him I have quit smoking and asked how that would affect my insurance rate. Basically, he told me that I have to be off nicotine for an entire year. I asked about those who have quit by using nicotine gum and if they have to be off that for an entire year to apply for a reduction in their premium. His answer was yes, users of nicotine gum have to be off the gum for a whole year before they qualify for any reduction in their premium. Apparently they do a mouth swab which can detect nicotine I guess.Originally posted by rickcharles606
Sounds like the insurance companies have us by the cojones. Definitely a scam.
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For those intirested in what exactly the allegations against Goldman Sachs are, and a laymens explanation of what happened during the crisis, including...
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Washington state kicked off its effort to sign up uninsured residents for health insurance through a new federal law at a Tuesday meeting in Seattle....
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Do you know who your CZAR is ? Did congress approve money for
all these strange people and their staffs?
Stunning......
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Good article if you have time to read it. I agree with most of it except that I think that conservatives in power use issues like abortion, gay marriage,...
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Lawsuit on Obama health plan likely going to trial
By MELISSA NELSON (AP)
PENSACOLA, Fla. — A federal judge said Tuesday he...14-09-10, 11:24 PM
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